document.write ("<table border=0>");
// Overview
document.write ("<tr><td>");
document.write ("<TABLE BORDER=0><TR><TD><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_about' SRC='/images/plus.gif'> <b>About FICS</b></a><DIV id='fics_about' style='display:none'>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/overview/introduction.asp' class='hlink'>Introduction</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/overview/committee.asp' class='hlink'>FICS Steering Committee</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/overview/workinggroup.asp' class='hlink'>FICS Working Group</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/overview/advisory.asp' class='hlink'>FICS Advisory Panel</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/overview/accreditation.asp' class='hlink'>Accreditation</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif'> <a href='/fics/overview/certification.asp' class='hlink'>Certification</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif'> <a href='/fics/overview/funding.asp' class='hlink'>Funding</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
document.write ("</DIV></TD></TR></TABLE>");
document.write ("</TR></TD>");
// Lead Providers
document.write ("<tr><td>");
document.write ("<TABLE BORDER=0><TR><TD><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_lp' SRC='/images/plus.gif'> <b>FICS Lead Providers</b></a><DIV id='fics_lp' style='display:none'>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif'> <a href='/fics/lp/introduction.asp' class='hlink'>Introduction</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif'> <a href='/fics/lp/fti.asp' class='hlink'>Financial Training Institute @ SMU</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif'> <a href='/fics/lp/ica.asp' class='hlink'>International Compliance Association</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif'> <a href='/fics/lp/rmi.asp' class='hlink'>Risk Management Institute, NUS</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif'> <a href='/fics/lp/sci.asp' class='hlink'>Singapore College of Insurance Ltd</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif'> <a href='/fics/lp/wmi.asp' class='hlink'>Wealth Management Institute Pte Ltd</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
document.write ("</DIV></TD></TR></TABLE>");
document.write ("</TR></TD>");
document.write ("<tr><td>");
document.write ("<TABLE BORDER=0><TR><TD><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_cs' SRC='/images/plus.gif'> <b>Competency Standards</b></a><DIV id='fics_cs' style='display:none'>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/standards/understanding.asp?CPage=1' class='hlink'>Understanding the Standards</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/standards/famlist.asp?CPage=1' class='hlink'>Job Family List</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/standards/highstandards.asp?CPage=1' class='hlink'>High-Level Standards</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/standards/standards.asp?CPage=1' class='hlink'>Standards Database</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
document.write ("</DIV></TD></TR></TABLE>");
document.write ("</TR></TD>");
//For FI
document.write ("<tr><td>");
document.write ("<TABLE BORDER=0><TR><TD valign='top' class='sidemenu'><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_fi' SRC='/images/plus.gif'> <b>For Financial Institutions</b></a><DIV id='fics_fi' style='display:none'>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif'> <a href='/fics/fi/value.asp' class='hlink'>Value of FICS</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_fi_acc' SRC='/images/plus.gif'> Accreditation</a><DIV id='fics_fi_acc' style='display:none'>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_fi_acc_ap' SRC='/images/plus.gif' border=0> Assessment Providers</a><DIV id='fics_fi_acc_ap' style='display:none'>");
			document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/fi/accreditation/ap/guide.asp?CPage=1&Menu=fics_fi_acc_ap' class='hlink'>Guide</a><DIV style='display:none'>");
			document.write ("</DIV></TD></TR></TABLE>");
			document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/fi/accreditation/ap/criteria.asp?CPage=1&Menu=fics_fi_acc_ap' class='hlink'>Criteria</a><DIV style='display:none'>");
			document.write ("</DIV></TD></TR></TABLE>");
			document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/resources.asp?CPage=2&Menu=fics_fi_acc_ap' class='hlink'>Accreditation Resources</a><DIV style='display:none'>");
			document.write ("</DIV></TD></TR></TABLE>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_fi_acc_tp' SRC='/images/plus.gif' border=0> Training Providers</a><DIV id='fics_fi_acc_tp' style='display:none'>");
			document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/fi/accreditation/tp/guide.asp?CPage=1&Menu=fics_fi_acc_tp' class='hlink'>Guide</a><DIV style='display:none'>");
			document.write ("</DIV></TD></TR></TABLE>");
			document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/fi/accreditation/tp/criteria.asp?CPage=1&Menu=fics_fi_acc_tp' class='hlink'>Criteria</a><DIV style='display:none'>");
			document.write ("</DIV></TD></TR></TABLE>");
			document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/resources.asp?CPage=2&Menu=fics_fi_acc_tp' class='hlink'>Accreditation Resources</a><DIV style='display:none'>");
			document.write ("</DIV></TD></TR></TABLE>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif'> <a href='/fics/fi/accreditation/fees.asp?CPage=1&Menu=fics_fi_acc' class='hlink'>Accreditation Fees</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif'> <a href='/fics/fi/accreditation/faq.asp?CPage=1&Menu=fics_fi_acc' class='hlink'>Accreditation FAQ</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/application/accreditation/application.asp?page=1&Menu=fics_fi_acc' class='hlink'>Application</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_fi_cert' SRC='/images/plus.gif'> Certification</a><DIV id='fics_fi_cert' style='display:none'>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/fi/certification/guide.asp' class='hlink'>Guide</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/resources.asp?CPage=3&Menu=fics_fi_cert' class='hlink'>Certification Resources</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
	document.write ("</DIV></TD></TR></TABLE>");
	
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif'> <a href='/courses/cba.asp?CPage=2&Menu=fics_fi' class='hlink'>Assessor Training (CBA Course)</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
document.write ("</DIV></TD></TR></TABLE>");
document.write ("</TR></TD>");
// For Assessment/Training Providers
document.write ("<tr><td>");
document.write ("<TABLE BORDER=0><TR><TD valign='top' class='sidemenu'><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_atp' SRC='/images/plus.gif'> <b>For Assessment/Training Providers</b></a><DIV id='fics_atp' style='display:none'>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif'> <a href='/fics/atp/value.asp' class='hlink'>Value of FICS</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_atp_acc' SRC='/images/plus.gif'> Accreditation</a><DIV id='fics_atp_acc' style='display:none'>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_atp_acc_ap' SRC='/images/plus.gif' border=0> Assessment Providers</a><DIV id='fics_atp_acc_ap' style='display:none'>");
			document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/fi/accreditation/ap/guide.asp?CPage=2&Menu=fics_atp_acc_ap' class='hlink'>Guide</a><DIV style='display:none'>");
			document.write ("</DIV></TD></TR></TABLE>");
			document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/fi/accreditation/ap/criteria.asp?CPage=2&Menu=fics_atp_acc_ap' class='hlink'>Criteria</a><DIV style='display:none'>");
			document.write ("</DIV></TD></TR></TABLE>");
			document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/resources.asp?CPage=2&Menu=fics_atp_acc_ap' class='hlink'>Accreditation Resources</a><DIV style='display:none'>");
			document.write ("</DIV></TD></TR></TABLE>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_atp_acc_tp' SRC='/images/plus.gif' border=0> Training Providers</a><DIV id='fics_atp_acc_tp' style='display:none'>");
			document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/fi/accreditation/tp/guide.asp?CPage=2&Menu=fics_atp_acc_tp' class='hlink'>Guide</a><DIV style='display:none'>");
			document.write ("</DIV></TD></TR></TABLE>");
			document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/fi/accreditation/tp/criteria.asp?CPage=2&Menu=fics_atp_acc_tp' class='hlink'>Criteria</a><DIV style='display:none'>");
			document.write ("</DIV></TD></TR></TABLE>");
			document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/resources.asp?CPage=2&Menu=fics_atp_acc_tp' class='hlink'>Accreditation Resources</a><DIV style='display:none'>");
			document.write ("</DIV></TD></TR></TABLE>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif'> <a href='/fics/fi/accreditation/fees.asp?CPage=2&Menu=fics_atp_acc' class='hlink'>Accreditation Fees</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif'> <a href='/fics/fi/accreditation/faq.asp?CPage=2&Menu=fics_atp_acc' class='hlink'>Accreditation FAQ</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/application/accreditation/application.asp?page=1&Menu=fics_atp_acc' class='hlink'>Application</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_atp_fund' SRC='/images/plus.gif'> Funding</a><DIV id='fics_atp_fund' style='display:none'>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/fi/funding/eligible.asp?CPage=2&Menu=fics_atp_fund' class='hlink'>Eligible Activities</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif' border=0> <a href='/fics/fi/funding/faq.asp?CPage=2&Menu=fics_atp_fund' class='hlink'>FAQ</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif'> <a href='/courses/cba.asp?CPage=3&Menu=fics_atp' class='hlink'>Assessor Training (CBA Course)</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
document.write ("</DIV></TD></TR></TABLE>");
document.write ("</TR></TD>");
// For Individuals
document.write ("<tr><td>");
document.write ("<TABLE BORDER=0><TR><TD><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_i' SRC='/images/plus.gif'> <b>For Individuals</b></a><DIV id='fics_i' style='display:none'>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif'> <a href='/fics/individuals/value.asp' class='hlink'>Value of FICS</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><IMG SRC='/images/minus.gif'> <a href='/fics/individuals/ficp.asp' class='hlink'>FICP</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD><A onClick='Toggle(this)' onmouseover=\"this.style.cursor='pointer';\"><IMG id='fics_i_cert' SRC='/images/plus.gif'> Certification</a><DIV id='fics_i_cert' style='display:none'>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/individuals/certification/pathways.asp' class='hlink'>Pathways to Certification</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/individuals/certification/exemption.asp?page=1' class='hlink'>Exemption List</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/individuals/certification/postcert.asp' class='hlink'>Post-Certification</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/resources.asp?CPage=3&Menu=fics_i_cert' class='hlink'>Certification Resources</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
		document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/application/certification/application.asp' class='hlink'>Application</a><DIV style='display:none'>");
		document.write ("</DIV></TD></TR></TABLE>");
	document.write ("</DIV></TD></TR></TABLE>");
	document.write ("<TABLE BORDER=0><TR><TD WIDTH=10></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif' border=0> <a href='/fics/individuals/certification/guide.asp' class='hlink'>Online Certification Guide</a><DIV style='display:none'>");
	document.write ("</DIV></TD></TR></TABLE>");
document.write ("</DIV></TD></TR></TABLE>");
document.write ("</TR></TD>");
document.write ("</TABLE>");
document.write ("<TABLE BORDER=0><TR><TD></TD><TD><IMG SRC='/images/minus.gif'> <a href='/fics/directory/training.asp' class='hlink'><b>FICS Training Directory</b></a><DIV style='display:none'>");
document.write ("</DIV></TD></TR></TABLE>");
document.write ("<TABLE BORDER=0><TR><TD></TD><TD><IMG SRC='/images/minus.gif'> <a href='/fics/resources.asp?CPage=1&Menu=fics_main' class='hlink'><b>Essential Resources</b></a><DIV style='display:none'>");
document.write ("</DIV></TD></TR></TABLE>");
document.write ("<TABLE BORDER=0><TR><TD></TD><TD class='sidemenu'><IMG SRC='/images/minus.gif'> <a href='/fics/ap.asp?CPage=1' class='hlink'><b>List of Accredited Providers</b></a><DIV style='display:none'>");
document.write ("</DIV></TD></TR></TABLE>");
document.write ("<br><center><IMG SRC='/images/fics.jpg'></center>");
