Biography
I started my banking career in Overseas Union Bank in 1983 after graduation from National University of Singapore. The first job responsibility was a Credit Analyst, then moved on to setup Retail Banking handling SME loans (a new unit setup in OUB in 1984). I had then moved to head Consumer Banking Centre, Head of Sales in Commercial Banking and also Credit Approver for both Consumer and Commercial Business. In UOB, I have been involved in Commercial Banking handling the larger local SMEs and heading 6 Industry Groups specialising in Real Estate and Property Investments, Oil & Gas & Logistics, Building & Construction including Heavy Equipment and Hardware, Electronics, Food & Beverage, Commodities, Pawnshops.