Vincent Loh

Chief Risk Officer Singapore & Cluster CRO ASEAN Markets (Malaysia, Vietnam, Thailand & Rep Offices)
Standard Chartered Bank (Singapore) Limited

IBF Fellow (2021)

Risk Management

"The pandemic brought disruption and uncertainty. What’s certain, however, is the resilience of the human spirit - to accelerate upskilling and disrupt oneself by un-learning and re-learning skills that are relevant in a post-pandemic world. "


Vincent Loh is the Chief Risk Officer, Singapore & Cluster CRO ASEAN Markets (Malaysia, Vietnam, Thailand & Rep Offices) at Standard Chartered Bank. 

In his current role, Vincent is responsible for implementing and overseeing all risk management frameworks in Singapore and the Cluster ASEAN Markets. 

Vincent joined Standard Chartered Bank in Thailand in 2014 as the Chief Risk Officer, ASEAN & South Asia Cluster and Senior Credit Officer, Thailand. In 2017, he moved to Indonesia as Standard Chartered Bank's Risk Director nominee with PT Bank Permata Tbk where he was instrumental for rebuilding and re-implementing the bank's best risk management practices leading to improving its risk profile significantly. In May 2019, Vincent returned to Singapore to take on the role as Chief Risk Officer, Singapore & ASEAN. 

Prior to Standard Chartered Bank, Vincent has held Chief Risk Officer roles in ABN Amro Bank and The Royal Bank of Scotland across Singapore, Thailand and China. 

Vincent brings with him 27 years of experience in the banking industry of which 22 years are specifically in risk management in multiple geographies within the Asia Pacific region. His deep understanding of banking operations, risk frameworks, operational risk, credit process and policies has equipped him with the credit and risk management knowledge and experience to drive the Bank's risk management agenda. 

Since November 2019, Vincent has been the co-chair of the MAS Green Finance Industry Taskforce ("GFIT") - Workstream #4 (WS#4) to enhance the environmental risk management practices of financial institutions in Singapore. In January 2021, GFIT WS#4 issued GFIT's Handbook on Implementing Environmental Risk Management that offers guidance to banks, insurers and asset managers on best practices in environmental risk management. It will support the financial industry's efforts to implement MAS's Guidelines on Environmental Risk Management. In addition, he is currently co-leading the Industry Capacity Building Workshop together with ABS, IMAS and Insurance Associations.

Vincent is also a Director of the Singapore Chapter of The Risk Management Association (RMA). The principal objective of the RMA Singapore Chapter is to promote the use of sound risk management principles in the Singapore financial services industry.

Vincent holds a Bachelor of Accountancy from National University of Singapore and a post graduate degree in Applied Finance. He is a CFA Charterholder since 2001.